Will you run out of cash before the next payment lands?
Map your jobs, your draws, and your costs. See your bank balance week by week — and exactly which weeks go tight before they catch you off guard.
01
Set your starting point
Week 0 begins here
Your real balance now
$
Rent, insurance, your pay, trucks
$
Cushion you won't dip below
$
02
Your jobs
Money in = deposits, draws, final payments. Money out = labor, materials, subs.
💡New here? This is loaded with a sample contractor's jobs so you can see how it works. Change the numbers, or hit Clear all and add your own. Each job has a Quick setup that builds the schedule for you from a few basics.
03
Your cash position
Healthy (above buffer)Tight (below buffer)Negative (out of cash)
What the dip is really telling you
A recurring cash crunch is almost never a money problem.
When the same gap shows up every few weeks, it usually isn't that the jobs aren't profitable — it's that the work gets done before the billing catches up. The money you're owed is real; it's just arriving late and out of sequence. That's a billing-system problem, and it's fixable.
Get a copy of this forecast plus a short checklist for tightening the gap between work done and money in.
Built by OmniSolutions — business systems for owner-led companies.